Privacy Policy

Effective: July 12, 2024

This website is owned and operated by Better Plan and its subsidiaries (collectively, “Company”, “we”, “us”, “our”) are committed to maintaining your confidence and trust as it relates to the privacy and usage of your information. Please read below and learn how and why we might collect, share, and use your information as part of our technology platforms, and all of our products and services.

This Privacy Policy (the “Privacy Policy”) is a legally binding contract that describes the privacy practices between you, whether personally or on your behalf of an entity (“you” or “your”) and of the Company in connection with www.betterplan.app and all websites and mobile apps owned and operated by the Company on which this Privacy Policy is displayed (such websites and apps are referred to hereafter as the “Website” or “Site”, whether individually or collectively, or collectively as “Services” or “Solutions”), as well as your purchase of any products or services from the Website and/or any other related products and/or services that refer or link to this Privacy Policy (collectively, the “Service”), the Company’s affiliates, and the rights and choices available to you with respect to your information.

This Privacy Policy concerns how and why we might collect, store, use and/or share (“process”) your information when you access and/or use our Service and/or Website such as when you:

To the extent we provide you notice of different or additional privacy policies or practices (e.g., at the point of our collection), those additional terms shall govern such data collection and use.

You agree that by accessing the Service and/or the Website, you have read, understood and agreed to be bound by this Privacy Policy. IF YOU DO NOT AGREE WITH ALL OF THIS PRIVACY POLICY, THEN YOU ARE EXPRESSLY PROHIBITED FROM USING THE SERVICE AND/OR WEBSITE AND YOU MUST IMMEDIATELY DISCONTINUE USE OF THE SERVICE AND/OR WEBSITE.

By using the Website and/or the Service, you affirm that you are of legal age to enter into this Privacy Policy, or, if you are not, that you have obtained parental or guardian consent to enter into this Privacy Policy and your parent or guardian consents to this Privacy Policy on your behalf. If you violate or do not agree to these Privacy Policy, then your access to and use of the Service is unauthorized, you are expressly prohibited from using the Service and you must immediately discontinue use of all Service.

We recommend that you print a copy of this Privacy Policy for your records and that you print any modified Privacy Policy which later become available.

For questions or comments about this Privacy Policy or our privacy practices, contact us at [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

We are not responsible for the data collection and privacy practices employed by any third parties or their services. These third parties may have their own terms of service, privacy policies or other policies. We are not responsible for these third party terms of service, privacy policies, other policies or the practices of any third parties. Please be sure to review any available third party policies before submitting any personally identifiable information to a third party application or otherwise interacting with the third party.

Data Collection and Usage Practices

We facilitate the process of shopping for insurance, discounted health plans, and other products by connecting consumers with insurance companies, insurance agents, discount program representatives, and other third-party providers ("Providers").

When you submit information to our Website and/or Service, we may collect personally identifiable information ("personal information" or "information") that can identify you as an individual. This information includes, but is not limited to, your first and last name, home address, telephone number, email address, date of birth, gender, income, and driver's license information. Additionally, we may collect details about other information including, but not limited to your driving history, the type of vehicle you drive, home ownership history, and certain medical information such as health conditions, prescription medications, hospitalization history, and treatment for major health conditions.

The personally identifiable information we gather is used for various purposes. These include, but are not limited to delivering our products and services to you, including, but not limited to matching you with Providers, displaying customized content and advertising, conducting research and analysis, ensuring the proper functioning of the Website and/or Service, aiding in the development of new services, providing updates and special offers, responding to your requests for information, sending newsletters, obtaining additional necessary information, and providing you with quotes from Providers who may contact you using the information you provide.

Additionally, we may automatically collect certain information when you visit our Website and/or use our Service, including, but not limited to internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date and time of visit, Internet tags, device type, clickstream data, and other activities on the Website. This automatically collected information may be combined with other information we have about you to improve the services we offer, enhance marketing efforts, analyze trends, administer the site, track user movements, gather demographic information, and improve overall Website functionality. Technologies such as cookies, beacons, tags, web beacons, browser fingerprinting, GPS, iBeacons, Etags, embedded scripts and other scripts may be used by us, our marketing partners, affiliates, analytics, and service providers to collect this data. You have the option to set your browser to reject cookies, but please note that this may limit your access to certain features or areas of our site. We may also aggregate information received from you and other users, and such aggregated information may be disclosed to third parties. (Please refer to the Advertising & Analytics section for more information on the use of this data).

When you call us and/or when we call you, your voice will be recorded. All voice recordings associated with calls made to us and information about your call that you share with us when you speak with us on the telephone may be collected by us and shared to any relevant third-parties, including but not limited to the Providers. This information is used for various purposes, including, but not limited to delivering our products and Service to you, including, but not limited to matching you with Providers, displaying customized content and advertising, conducting research and analysis, ensuring the proper functioning of the Website and/or Service, aiding in the development of new services, providing updates and special offers, responding to your requests for information, sending newsletters, obtaining additional necessary information, and providing you with quotes from Providers who may contact you using the information you provide.

Additionally, we may also collect information about you from:

Information Transfer and Sharing with Third Parties

We take your privacy seriously and strive to protect your Personal Information. However, there are certain circumstances where we may need to disclose your Personal Information to third parties. These circumstances include, but are not limited to:
  1. Third-Party Contractors: We may engage third-party contractors to provide various services on our behalf, including but not limited to data analysis, service operation, support and maintenance, marketing support, and customer service. These third-party contractors are bound by confidentiality obligations and are only given access to your Personal Information to the extent necessary to perform their services for us.
  2. Insurance Carriers and Providers: In order to facilitate your expressed interest in insurance products, we may share your Personal Information with insurance carriers and/or other providers. This enables them to provide you with the necessary information and services related to their products.
  3. Compliance with Legal Obligations: We may disclose your Personal Information if required by law or in response to a subpoena or other legal request. We also cooperate with regulators, law enforcement agencies, and other public authorities when we reasonably believe it is necessary to comply with applicable laws or fulfill their reasonable requests.
  4. Safety and Protection: We may disclose your Personal Information to protect the safety, rights, or property of ourselves or others. This includes, but is not limited to taking necessary actions to prevent or address any potential harm or illegal activities.
  5. Fraud Prevention and Security: In order to investigate and prevent fraud, as well as to safeguard the security and integrity of our Website and/or our Service, products, or other services, we may disclose your Personal Information as necessary.
  6. Company Merger, Sale, or Bankruptcy: We may sell, transfer or otherwise share some or all of your personal information to the fullest extent permitted by law in connection with or during negotiation of any merger, financing, acquisition, sale, dissolution, transaction or proceeding involving a sale, transfer, divesture or disclosure of all or a portion of our business and/or assets or bankruptcy, insolvency or receivership, any information we have received from you through the Website or through our Service as this information may be considered as an asset of the company. Rest assured that any such transfer or use of your information will be in compliance with applicable privacy laws and regulations to safeguard your rights and privacy.
  7. Web Tracking Information: To analyze the performance of our services and understand user behavior, we may disclose web tracking information to contractors. These contractors play a vital role in operating and enhancing our services. The web tracking information shared with contractors may be in aggregated form or in conjunction with your personal information, aiming to improve the overall user experience of our services. Rest assured that such sharing is done with utmost care and in compliance with applicable privacy regulations. Please note that the contractors involved are bound by confidentiality obligations and are prohibited from using the information for any other purposes than those specified by us.
  8. Advertising Partners: Third party advertising companies that collect information about your activity on the Website and/or Service and/or other online services to help us advertise our services, and/or use hashed customer lists that we share with them to deliver ads to them and similar users on their platforms.
  9. Third-Party Platforms: Social media and other third-party platforms that you connect to the Website and/or Service or to interact with the Company’s social media, including, but not limited to when you log into a social media platform to interact with the Company’s social media pages and/or profiles. Please note, we do not control the third party’s use of your personal information.
  10. The Public: Other users of the Website and/or Service and/or the public, when you disclose personal information for public use. For instance, if you make a comment or post on one of our social media pages, then that comment you submit will be displayed publicly along with your username and other information that is typically displayed or available to the public on that social media provider. We do not control how other users or third parties use any personal information that you make available to them. Please be aware that any information you post publicly and all information that can be seen publicly on those social media platforms can be cached, copied, screen captured or stored elsewhere by others (e.g., search engines) before you have a chance to edit or remove it.
  11. Professional Advisors: Professional advisors, including, but not limited to lawyers, bankers, auditors and/or insurers, where necessary in the course of the professional services that they render to us.
  12. Security Practices: The security of your personal information is important to us. We employ a number of organizational, technical and physical safeguards designed to protect the personal information we collect. However, security risk is inherent in all internet and information technologies, and we cannot guarantee the security of your personal information.
  13. International Data Transfers: We are headquartered in the United States and may have service providers in other countries. Your personal information may be transferred to the United States or other locations outside of your state, province, country, or other governmental jurisdiction where privacy laws may not be as protective as those in your jurisdiction.

Third-Party Tracking

There may be other Tracking Technologies now and later devised and used by us in connection with the Service. Further, third parties may use tracking technologies in connection with the Website and/or the Service, which may include the collection of information about your online activities over time and across third-party web sites or online services. We may not control those tracking technologies and we are not responsible for them. However, you consent to potentially encountering third-party tracking technologies in connection with use of the Website and.or the Service and accept that our statements under this Privacy Policy do not apply to the tracking technologies or practices of such third parties.

Permitted Uses of Health or Personal Information

The Website and/or the Services and/or its related tools or reports may contain or use health or personal information that is protected by federal privacy laws. This information may also be protected by state law. The Company’s policy governing permitted uses of information provided through the Website and/or Services and/or related tools or reports is intended to comply, and to permit you to comply, with the restrictions imposed by federal privacy laws. The Company intends that this information will not be used by a plan sponsor or other party in making employment-related actions or decisions and that you will not attempt to combine this information with any other information from any other source in an effort to identify a specific individual. You shall not receive, maintain, transmit or create Protected Health Information (“PHI”), as defined by the Health Insurance Portability and Accountability Act (“HIPAA”) using any Website and/or Services, other than as specifically instructed by the Company. You agree that the Company is not responsible for ensuring your compliance with any such obligations or restrictions imposed on you by such federal privacy law.

This Website and the Content is for informational purposes only and does not constitute professional medical advice, diagnosis, treatment or recommendations of any kind. You should always seek the advice of your qualified heath care professionals with any questions or concerns you may have regarding your individual needs and any medical conditions. Never disregard professional medical advice or delay in seeking it because of something you have read on the Website and/or the Service. If you think you may have a medical emergency, call your doctor or 911 immediately. The Company does not recommend or endorse any specific tests, physicians, products, procedures, opinions, or other information that may be included on the Website and/or the Services. Reliance on any information appearing on the Website and/or the Services, whether provided by the Company, its Providers, its clients, visitors to the Website or others, is solely at your own risk.

Protected health information subject to HIPAA that we handle on behalf of Providers and other health insurance carrier partners. In such cases, we are bound by more stringent legal and contractual obligations to those Providers and other health insurance carrier partners. Health plan members and applicants should refer to their plan's HIPAA Notice of Privacy Practices. If you have questions about how such information is used or disclosed, please contact the Provider, health insurance carrier or your insurance provider. We do not control and are not responsible for their privacy and data processing practices.

Your Consent to Marketing Text Message and Phone calls

By calling our telephone numbers or providing your telephone number to on our Website and/or while using our Website and/or Service, you are explicitly giving consent to us, our Providers, and their agents and partner companies to contact you using the telephone number you called from or provided and to record all such telephone calls. This includes, but is not limited to receiving informational and marketing messages and telephone calls, even if they are sent using automated telephone dialing systems, text messages, SMS, MMS, picture messages, live and prerecorded telephone calls. These communications may be directed to both landlines and wireless numbers, regardless of whether your telephone number is listed on a corporate, state, or national Do Not Call list. Please note that your consent is not a requirement for purchasing goods or services. Message and data rates may apply.

Cookies Policy

This Cookie Policy explains how we use cookies and similar technologies in connection with the Website and/or Service and/or any other website that we own or control and which posts or links to this Cookie Policy (collectively, the “Sites”).

Advertising Cookies: Used by Google, Meta, and others to collect information about your activities across the Sites. These are used to tailor relevant ads to you within our Service and/or Sites and/or elsewhere.

Analytics Cookies: Google Analytics and others may help us understand how our Service and/or our Sites are performing and being used.

Essential Cookies: These Cookies are essential to provide you with services available through the Service and/or the Sites and to enable you to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that you have asked for cannot be provided, and we only use these Cookies to provide you with those services.

Functionality/Performance Cookies: These Cookies allow us to remember choices you make when you use the Service and/or the Sites, including, but not limited to remembering your login details or language preference. The purpose of these Cookies is to provide you with a more personal experience and to avoid you having to re-enter your preferences every time you use the Service and/or Sites.

Your Rights and Choices: Like many companies online, we may use services provided by Google, Meta, and other companies that use tracking technology. Your choices for opting out of these companies’ use of your personal information for interest-based advertising will be discussed in the section titled Advertising & Analytics below.

Opt-Outs

By providing us with your information, you agree to receive various forms of communications, including email, fax, telephone, text messages, and other types of communication, from us and third parties with whom we share your personally identifiable information. These communications may include promotional or marketing material. If you wish to opt-out of receiving such communications from us in the future, please follow the opt-out instructions provided at the bottom of each promotional or marketing email you receive.

It is important to note that opting out of our marketing messages does not necessarily mean you will no longer receive transaction-related messages or communications regarding comments or inquiries you have made to us.

We will not have any liability or responsibility for any third-party. If you wish to opt-out of any third party communications, please contact the relevant third party directly.

Advertising & Analytics

We utilize services offered by various companies, including but not limited to Google and Facebook, that employ tracking technology to gather information about your browsing activities, interactions with websites, and the device you use to access the Internet. These services rely on technologies such as cookies and web beacons. If you prefer to opt out of having your online activity and device data collected through these services, we have outlined below some methods to do so:

Browser cookies and how to block them: You have the option to block or reject cookies, including those used for interest-based advertising, through your browser settings. Each browser provides instructions on how to do this. It is important to note that most browsers accept cookies by default until you modify your settings. For detailed information about cookies, including how to view and manage the cookies stored on your device, as well as how to delete them, you can visit https://allaboutcookies.org/.

Blocking advertising ID use in your mobile settings: Your mobile device settings may offer features that allow you to restrict the use of the advertising ID associated with your device for interest-based advertising purposes. By enabling this option, you can limit the collection of data used to personalize ads based on your interests. Consult your device's settings or user manual for instructions on how to access and modify these privacy settings.

Using privacy plug-ins or browsers: Enhance your online privacy by utilizing specialized privacy plug-ins or browsers. Options like Brave, Privacy Badger, Ghostery, or uBlock Origin can be installed on your browser and configured to block third-party cookies and trackers. These tools provide an extra layer of protection, allowing you to prevent our websites from setting cookies used for interest-based advertising. Choose the plug-in or browser that suits your needs and follow the instructions provided to maximize your privacy while browsing.

Platform opt-outs: Several advertising partners provide opt-out features that allow you to exercise control over the use of your information for interest-based advertising. These opt-out options empower you to manage your privacy preferences across different platforms. Here are some advertising partners that offer such opt-out features:

Google: https://adssettings.google.com

Facebook: https://www.facebook.com/about/ads

X (formerly Twitter): https://x.com/settings/account/personalization

TikTok: https://business-api.tiktok.com/portal/docs?rid=pywkyi6r9g&id=1797738007505921

By utilizing these platform opt-outs, you can customize your online experience and limit the use of your information for targeted advertising purposes.

Advertising industry opt-out tools: In addition to platform opt-outs, you have the option to utilize advertising industry opt-out tools provided by participating companies. These tools enable you to limit the use of your information for interest-based advertising. Here are two widely recognized opt-out options:

Digital Advertising Alliance (DAA): You can visit the DAA's opt-out page at https://optout.aboutads.info/?c=2&lang=EN to exercise your choice regarding interest-based advertising.

Network Advertising Initiative (NAI): The NAI offers an opt-out tool at http://optout.networkadvertising.org/?c=1, which allows you to manage your preferences and opt out of targeted advertising by participating companies.

Please note that these opt-out mechanisms are specific to the browser and device you use. To ensure your preferences are applied across all browsers and devices, you may need to opt out on each individual browser and device you utilize. If you would like to delete Cookies or instruct your internet browser to delete or refuse Cookies, please visit the help pages of your internet browser: If you choose to opt out of targeted advertisements, you will still see advertisements online but they may not be relevant to you. Even if you do choose to opt out, not all companies that serve online behavioral advertising are included in this list, so you may still receive some cookies and tailored advertisements from companies that are not listed.

If you want to remove previously-stored cookies, you can manually delete the cookies at any time. However, this will not prevent the Website and/or Service from placing further cookies on your device unless and until you adjust your internet browser setting as described below.

If you prefer to avoid the use of cookies on the Website and/or Service, first you must disable the use of cookies in your internet browser and then delete the cookies saved in your internet browser associated with the Website and/or Service. You may use this option for preventing the use of cookies at any time.

If you do not accept our cookies, You may experience some inconvenience in your use of the Website and/or Service and some features may not function properly.

Visiting or Using Our Website and/or Service From Outside The United States

Our Website and our Services are offered and operated within the United States, and as such, they are subject to the laws of the United States. We do not make any claims or representations regarding the applicability or compliance of our Website and/or our Service with the laws of any other country or jurisdiction.

Children

Our Website and our Service are designed for individuals who are 18 years of age or older. By using our Website and/or our Service, you represent that you are at least 18. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected personal information from a person under 18 without parental consent, we will deactivate the account and take reasonable measures to promptly delete the information from our records. If you become aware of any data we may have collected from children under age 18, please contact us at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

How Long Do We Keep Your Information?

We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Policy, unless a longer retention period is required or permitted by law. No purpose in this notice will require us keeping your personal information for longer than three (3) months past the termination of the user's account.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible, we will securely store your personal information and isolate it from any further processing until deletion is possible.

Privacy Rights of California Residents

This section applies only to California residents. The California Code of Regulations defines a “residents” as: (i) every individual who is in the State of California for other than a temporary or transitory purpose and (ii) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose. All other individuals are defined as “non- residents”. If this definition of “resident” applies to you, then we must adhere to certain rights and obligations regarding your personal information.

California Civil Code Section 1798.83, also known as the “Shine The Light” law permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information, if any, we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided in this Privacy Policy.

If you are under 18 years of age, reside in California, and have a registered account with the Website and/or Service, you have the right to request removal of unwanted data that you publicly post on the Website and/or Service. To request removal of such data, please contact us using the contact information provided in this Privacy Policy and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the Website and/or Service, but please be aware that the data may not be completely or comprehensively removed from all our systems.

You can ask for the deletion of your personal information. If you ask us to delete your personal information, we will respect your request and delete your personal information, subject to certain exceptions provided by law including, but not limited to the exercise by another consumer of their right to free speech, our compliance requirements resulting from a legal obligation, or any processing that may be required to protect against illegal activities.

Depending on the circumstances, you have a right to know: In accordance with applicable law, we are not obligated to provide or delete consumer information that is de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

In addition, you may: To exercise your right to opt out from the selling or sharing of your personal information, please disable cookies in Cookie Preference Settings, use other preventative measures and email us at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

If the business collects any of the following: (i) social security information, drivers' licenses, state ID cards, passport numbers; (ii) account login information; (iii) credit card numbers, financial account information, or credentials allowing access to such accounts; (iv) precise geolocation; (v) racial or ethnic origin, religious or philosophical beliefs, union membership; (vi) the contents of email and text, unless the business is the intended recipient of the communication; (vii) genetic data, biometric data, and health data; or (viii) data concerning sexual orientation and sex life; then you have the right to direct that business to limit its use of your sensitive personal information to that use which is necessary for the Website and/or to perform the Service. We will not discriminate against you if you exercise your privacy rights.

Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us.

Depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method that you have previously provided to us. We may also use other verification methods as the circumstances dictate.

We will only use personal information provided in your request to verify your identity or authority to make the request. To the extent possible, we will avoid requesting additional information from you for the purposes of verification. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes. We will delete such additionally provided information as soon as we finish verifying you.

Once we receive and verify your request, we are no longer allowed to use or disclose your sensitive personal information for any other purpose unless you provide consent for the use or disclosure of sensitive personal information for additional purposes. Sensitive personal information that is collected or processed without the purpose of inferring characteristics about a consumer is not covered by this right, as well as the publicly available information. To exercise your right to limit use and disclosure of sensitive personal information, please email us at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

To exercise these rights, please email us at: [email protected]. If you have a complaint about how we handle your data, we would like to hear from you. We strive to respond to consumer requests within 60 days of receiving them.

Privacy Rights of Colorado Residents

This section applies only to Colorado residents. Under the Colorado Privacy Act (“CPA”), you have the rights listed below which are not absolute, and in certain cases, we may decline your request as permitted by law: We may sell personal data to third parties or process personal data for targeted advertising. You can opt out from the selling of your personal data, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings and use other preventative measures. To submit a request to exercise any of the other rights described above, please email us at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

If we decline to take action regarding your request and you wish to appeal our decision, please email us at: [email protected]. Within 60 days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.

Privacy Rights of Connecticut Residents

This section applies only to Connecticut residents. Under the Connecticut Data Privacy Act (“CTDPA”), you have the rights listed below which are not absolute, and in certain cases, we may decline your request as permitted by law: We may sell personal data to third parties or process personal data for targeted advertising. You can opt out from the selling of your personal data, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings and use other preventative measures. To submit a request to exercise any of the other rights described above, please email us at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

If we decline to take action regarding your request and you wish to appeal our decision, please email us at: [email protected]. Within 60 days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.

Notice to Nevada Residents

If you are a resident of Nevada, you have the right to request that we do not sell your personal information. Please submit your request at [email protected], and we will process it accordingly. We strive to respond to consumer requests within 60 days of receiving them.

Privacy Rights of Utah Residents

This section applies only to Utah residents. Under the Utah Consumer Privacy Act (“UCPA”), you have the rights listed below which are not absolute, and in certain cases, we may decline your request as permitted by law: We may sell personal data to third parties or process personal data for targeted advertising. You can opt out from the selling of your personal data or targeted advertising by disabling cookies in Cookie Preference Settings and use other preventative measures. To submit a request to exercise any of the other rights described above, please email at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

Privacy Rights of Virginia Residents

This section applies only to Virginia residents. Under the Virginia Consumer Data Protection Act (“VCDPA”): If this definition of “consumer” applies to you, we must adhere to certain rights and obligations regarding your personal data. Your rights with respect to your personal data are the: We may sell personal data to third parties or process personal data for targeted advertising. Please see the following section to find out how you can opt out from further selling or sharing of your personal data for targeted advertising or profiling purposes.

You can opt out from the selling of your personal data, targeted advertising, or profiling by disabling cookies in Cookie Preference Settings and use other preventative measures. You may contact us by email at [email protected]. We strive to respond to consumer requests within 60 days of receiving them. If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

We may request that you provide additional information reasonably necessary to verify you and your consumer's request. If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request.

Upon receiving your request, we will respond within 60 days of receipt. The response period may be extended once by 60 additional days when reasonably necessary. We will inform you of any such extension within the initial 60-day response period, together with the reason for the extension.

If we decline to take action regarding your request, we will inform you of our decision and reasoning behind it. If you wish to appeal our decision, please email us at: [email protected]. Within 60 days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may contact the Attorney General to submit a complaint.

Categories of Information Collected, Disclosed or Sold in the Past 12 Months
The table below provides disclosure of the categories of Personal Information we have collected in the past 12 months, starting from the effective date of this Privacy Policy. For each category of Personal Information, the table indicates:

Category of Personal Information Collected Sold or Disclosed?
Identifiers, including your name, name, IP address, email address, phone, address Not Sold or Disclosed
Customer records information, including signature, bank account number, address Not Sold or Disclosed
Characteristics of Protected Classifications Not Sold or Disclosed
Commercial Information, including records of services that you have purchased in the past Not Sold or Disclosed
Internet or Other Network Activity Information, including information about how you interact with our website Not Sold or Disclosed
Geolocation Data Not Sold or Disclosed
Professional or Employment-Related Information, including your job title and organizational affiliation Not Sold or Disclosed

Controls for Do-Not-Track Features

Most web browsers and some mobile operating systems and mobile applications include a Do-Not- Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. Currently, there is no uniform technology standard for recognizing and implementing DNT signals. Therefore, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Policy.

How Can You Review, Update or Delete the Data We Collect From You?

Based on the applicable laws of your country or state, you may have the right to request access to the personal information we collect from you, change that information, or delete it. If these laws are applicable to you, then you can request to review, update, or delete your personal information, please contact us at: [email protected]. We strive to respond to consumer requests within 60 days of receiving them.

Changes to this Policy

We reserve the right to update this Privacy Policy at any time. When we do, we will revise the date at the top of this page. The date at the top of this page shows when this Privacy Statement was last revised. We encourage you to frequently check this page for any changes to stay informed about how we are helping to protect the information we collect. You acknowledge and agree that it is your responsibility to review this Privacy Policy periodically and become aware of modifications.

Miscellaneous

This Privacy Policy and any policies and/or operating rules posted by us on the Website and/or on the Service or in respect to the Website and/or the Service or otherwise constitutes the entire agreement between you and us concerning this subject matter and supersedes any prior version of this Privacy Policy and us.

Our failure to exercise or enforce any right or provision of this Privacy Policy shall not operate as a waiver of such right or provision. This Privacy Policy operates to the fullest extent permissible by law, rules and regulations. If any provision of this Privacy Policy is found by the arbitrator or (if proper) a court of competent jurisdiction to be invalid, the remaining provisions shall not be affected thereby and shall continue in full force and effect, and such provision may be modified or severed from this Privacy Policy to the extent necessary to make such provision enforceable and consistent with the remainder of this Privacy Policy. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of this Privacy Policy or your use of the Service. You agree that this Privacy Policy shall be construed as if drafted jointly by the parties hereto and in the event an ambiguity or question of intent or interpretation arises, no presumption or burden of proof shall arise favoring or disfavoring any party by virtue of the authorship of any provisions of this Privacy Policy.

Contact Us

If you have any questions or concerns regarding our privacy practices, please contact us at [email protected]. We are here to address any inquiries you may have. We strive to respond to consumer requests within 60 days of receiving them.

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